and attribute a large part that have to the fact that people have not been responsible about keeping the retirement benefits-- >> what are we going to do? we can't go on like this, richard, we cannot do this. we've got to do something about pensions that are going out already retired workers, would you agree with that? we've got to rein them in, somehow or other we've got to. >> we have written constitutions that protect the benefits that have already been earned and i think that it would be very difficult, as part of a legal matter and a moral matter to take, to take that away. i think clearly we have to try to accommodate the realities because-- >> you're saying accommodate. you mean, we've got to pay. we've got to pay. it's in the constitution, that's the agreement. we've got to pay, that's it. the class size is bigger and health care for children are force, and prices-- and i think that's you [phone ringing] >> probably someone who disagrees with you. you know what i'm saying. >> you're right to raise the problem, it's a serious problem, but it's health care expenses, it's retire